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We offer the following trucking insurance and protection coverage solutions at competitive rates:

  • Physical Damage Insurance
  • GAP Coverage
  • Non-Trucking Use Liability Insurance
  • Motor Carrier Deductible Reimbursement Insurance
  • Passenger Accident Insurance
  • Occupational Accident Insurance
  • Scheduled Property Insurance
  • Supplemental Coverage Endorsement
  • NTP Preferred Warranty Program

Contact us today to get a quote or find out more about how we can help your trucking business thrive with the right level of insurance and warranty coverage.

Commercial trucking insurance is our specialty.

It’s all we do, and we do it well. We only work with high-quality providers who specialize in the trucking industry and the specific risks commercial trucking companies face.

Easy access to insurance agents who can answer your questions about commercial trucking insurance.

There are no phone trees– just real humans who want to be real helpful. When you have questions, you can easily reach us to get answers.

Affordability matters when it comes to commercial trucking insurance.

You work hard for your money. Insurance is necessary for your business but not overpaying for it is too. Making sure you get the right level of coverage for your trucking business is important to us.

EXPLORE MORE to learn how we can help you protect your trucking business

In it for the long haul down to the last mile freight.

Value-Driven

MSTG began as an idea, simple and powerful. An idea to leverage the power of group buying in the insurance industry to get individual truckers access to better rates than are found out there individually on the market. Basically, making it easier for independent truckers to compete in the trucking industry against the larger commercial trucking companies. With expertise in the trucking industry, we knew that this could be a game changer for owner operators.

Thirty years later, we carry on with our original idea and continue to look for new opportunities to serve our customers, in an evolving and challenging insurance market. While some things change, the need for high quality insurance at affordable rates, friendly customer service, and easy access to insurance agents holds true. We are in it til the last mile of freight.

Settlement Deduct Programs

For motor carriers, we offer a settlement deduct program for your Independent Contractors that includes any/all of the insurance coverages that we offer. We work with you to put together a program that meets the specific needs of your contractors and your lease agreement.

We’ve been administering these types of programs for over 25 years and have perfected the billing process to minimize your administrative expense. We can establish a settlement deduct program for ANY size motor carrier — from 1 driver to over 1000 drivers.

We administer settlement deduct programs for fleets of every size of fleet.

Trucking Insurance Resources & Articles

bobtail coverage vs. non trucking use liability

Bobtail Coverage: What Protection Do You Need?

Truckers often reach out wanting bobtail coverage. We want to give you the 411 about what it is… and isn’t.

Is a settlement deduct program right for your trucking business?

Is a Settlement Deduct Program right for Your Business?

Having the right processes and coverages in place can take your trucking business to another level.

We started out as a simple idea. Owner Operators need access to affordable insurance options -- like the ones available to the BIG trucking companies -- that also provide coverage for their businesses for the long haul. 
What if, we form a group that collectively bargains for a better rate for independent truckers?

Mid South Truckers Group Membership Details

Learn more about becoming a member of Mid South Truckers Group (MSTG) and all the services we offer.

Everyone's appetite for risk varies.

Understanding Trucking Risks as Independent Contractor

Understanding the risks and your appetite for them are essential when it comes to successfully running a trucking business.

What are we most proud of?

Providing excellent customer service everyday, over the span of many, many years.

That is why, perhaps, many of the truckers who started with us in the 90s are still insured with us today. We are in it for the long haul.

Long Standing Client, Heath A.

HEATH, OWNER OPERATOR

Long-time Customer

Ready to learn more?

You can reach us at our toll-free number 1-888-321-1015 or stop by our headquarters in Memphis, TN located at 2670 Union Ave Extd., Suite 100
Memphis, TN 38112.

We are open 8:30am to 5pm CST, Monday to Friday. Call, email or stop by.

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